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Recent Articles

Aug
28
2015
3 Ways to Boost Your Credit Score Before Applying for a Mortgage
It’s no secret that the best mortgage rates and most favorable mortgage terms generally go to the prospective buyers with the highest credit scores – regardless of down payment amount. That means that if you’ve spent all your time building your down payment but not...
Aug
21
2015
Top 5 Tips for First-Time Homebuyers
Buying your first home should be an exciting time – but it can also be a stressful time, especially if you are not prepared to purchase a home when you find one that you love and want to put an offer in on. In order to try to make the home buying process as smooth and stress-free as...
Aug
13
2015
What You Need to Know About 5-1 ARMs
Adjustable rate mortgages can be risky! But, sometimes choosing an adjustable rate mortgage over a fixed mortgage can prove to be a solid economic choice. Still can’t decide? Here are the pros and cons of adjustable rate mortgages:Pros• Save a lot of money during the...
Aug
04
2015
Closing Gift Ideas
Closing gifts do not need to be large or elaborate. A simple gift that shows gratitude to a buyer or seller can go a long way and hopefully earn you a few referrals. Below are a few unique gift ideas that won’t break the bank. Remember to include a hand written thank you card for the highest...
Aug
03
2015
2015 Q3 and Beyond
We're currently in Q3, and there is a lot in store for the mortgage market in the next few months. In early 2015, we saw rates on conforming loans stay at right below 4%. Rates started rising in May and June. After the 4th of July, we saw a slight dip in rates once again. Undoubtedly, the rates have...
Aug
03
2015
How My Password Changed My Life
Many of us do not look forward to having to change our passwords. Whether it’s for work, personal emails, online banking, or any of the seemingly endless number of passwords we have to manage, the notification to change a password always seems to come at an inconvenient time. An...
Aug
02
2015
Back to School Checklist
Backpack Lunch Box 3 Ring Binders Folders Pencils Pencil Case Pencil Sharpener Eraser Notebook Paper Ruler Glue Scissors Crayons Dividers Hand Sanitizer Post Its Colored Pencils Hi-Liter Index Cards Poster Board Pens Click Here to Get a Printable...
Aug
01
2015
Six Myths About Credit Scores
In the world today, there is a lot of confusion about what affects a person’s credit report and FICO scores. Take a look at the six myths below and how they really impact your scores. MYTH 1: Your credit score drops if you check your own creditIf you view your own credit report, this...
Jul
31
2015
Mountain West Financial Named Among the Top Mortgage Lenders of 2014
Mountain West Financial, Inc. is proud to be named a Scotsman Guide Top Mortgage Lender for the 2nd year in a row. Mountain West Financial was ranked #59 in Top Overall Volume with over $1.2 Billion Dollars and #18 in Top Wholesale Volume with over $476 Million Dollars. Scotsman Guide, the...
Jul
29
2015
6 Tips for a Successful Open House
Market the Event - If you want traffic, you need to let people know about the event. Try to team up with other agents, time your open house at the same time as a community event, use door hangers, and advertise on public sites. Educate the Sellers - Make sure your sellers understand the...
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