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Recent Articles

May
05
2014
Mountain West Financial Successfully Continues to Grow with 2 New Retail Locations
Mountain West Financial Successfully Continues to Grow with 2 New Retail Locations West Coast Mortgage Lender Since 1990 Expands Despite the Challenging Economy Mountain West Financial announced today that they are continuing to expand with the addition of 2 new branch offices...
May
02
2014
Buying a Home? Don't Do This.
1. Create an unreasonable budget There are many unexpected costs accompanying the home buying process. Plan ahead for fees covering appraisal, credit reporting, escrow and notary. When calculating the cost of owning, include monthly mortgage payments, approximate...
May
02
2014
Home Equity Loans Versus Home Equity Line of Credit (HELOC)
Many homeowners have a hard time differentiating between a home equity loan and a home equity line of credit.  Both of these methods are ways of borrowing against your home’s equity.  However, there are major differences between the two methods: A home equity...
May
02
2014
Is It a Condo or a Townhouse?
If you’re a first time homebuyer, chances are that you could be unclear regarding how a condo and a townhouse differ.  You could be surprised to learn that the difference between a condo and a townhouse refers to the home’s legal ownership.  Let’s delve...
Apr
30
2014
Energy Efficient Mortgages
Did you know there are incentives designed to help homebuyers make cost effective energy-efficient upgrades at the time of an FHA or VA Home Loan Purchase or Refinance? An Energy Efficient Mortgage (EEM) used in conjunction with Energy Upgrade California allows homebuyers to...
Apr
28
2014
Mountain West Financial Named One of Mortgage Executive Magazine’s Top 50 Best Companies To Work For In America
Mountain West Financial, West Coast Mortgage Lender announced today that it has been named one of Mortgage Executive Magazine’s Top 50 Best Companies to work for. According to Mortgage Executive, these are the top 50 workplaces in the mortgage industry, based on over 8,000 loan...
Apr
28
2014
Mountain West Financial Named One of Mortgage Executive Magazine’s Top 50 Best Companies To Work For In America
Mountain West Financial, West Coast Mortgage Lender announced today that it has been named one of Mortgage Executive Magazine’s Top 50 Best Companies to work for. According to Mortgage Executive, these are the top 50 workplaces in the mortgage industry, based on over 8,000 loan...
Apr
25
2014
Choosing a 15 or 30 Year Mortgage
The most common time period for people to have a mortgage is 30 years.  However, how do you know if a 15-year mortgage is better suited for you?  Let’s delve into some of the positive aspects of a 15-year mortgage: you’ll build up home equity quickly and...
Apr
25
2014
How Much Does Premium Mortgage Insurance (PMI) Cost?
If you’re buying a home in 2014 and have less than a 20% down payment, you might be wondering how much you’ll have to pay for PMI.  The cost of private mortgage insurance is very much based on the loan type you are using: Conventional Loans In general,...
Apr
23
2014
Mountain West Financial Announces Janell Howell Has Accepted the Position of Regional Vice President of Production in Northern California
Mountain West Financial announced today that Janell Howell has accepted the position of Regional Vice President (RVP) of Production for the Northern California region. “Janell has been with us as an Area Sales Manager for the last 18 months. She has done a tremendous job in growing...
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