How to Calculate Your Debt-to-Income Ratio
How Much Home Can You Afford?
When you apply for a mortgage, your prospective lender will check several factors, including calculating your debt-to-income ratio in order to determine the amount of mortgage to extend to you. You can get a jump start on the home buying process by...
Credit Cards (What You Want To Know Wednesdays)
Excellent credit is a necessity in life. It is hard to find a mortgage, or an auto loan without established good credit. Credit cards can be both life saving, and burdensome. The key is knowing how and when to use your credit cards which can have several benefits. Most credit cards have perks....
Avoid The Winter Blues (What You Want To Know Wednesdays)
Do you feel blue when winter hits? You may suffer from “Seasonal Affective Disorder”; a form of depression that usually begins in late fall or early winter and goes away as the weather improves. Use these tips to combat the winter blues.
Buy or Build a window box to grow herbs...