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Recent Articles

Feb
27
2014
How To Make an Offer on a House
Make no mistake about it: the housing market is extremely competitive right now.  But, that doesn’t mean that you shouldn’t make a lowball offer on that house you’ve been eyeing.  Here are some factors we have for you to take into consideration before...
Feb
27
2014
8 Expenses to Expect With Your Home Purchase
Buying a home can be expensive, but the sticker price often doesn’t even begin to cover the other expenses.  Most people don’t know the full range of the expenses you need to have to reasonably cover a full home purchase.  Here are the 8 most common expenses to...
Feb
21
2014
Loan Program FaceOff: Conventional Vs FHA
If you’re a first time homebuyer, you’re probably confused about the difference between FHA loans and conventional loans.  We’ll go over the main differences, advantages and disadvantages of each loan type: FHA Loans FHA Loans are geared...
Feb
21
2014
Qualifying for a Loan When Your Spouse Has Bad Credit
If your spouse has bad credit, but you’re trying to qualify for a mortgage loan, don’t panic.  There are still a few steps you can take to making sure you can take out a loan for the home of your dreams.  Here are some of the options you have: 1. Buy the home...
Feb
20
2014
4 Issues Every Home Buyer Should Negotiate
There’s no doubt about it – negotiating takes both finesse and confidence. It’s not for everyone, especially those of us who are passive. But when the times comes to purchase a new home and you’re sitting across the table from a home seller, buyers meek and...
Feb
14
2014
How To Find the Best Realtor
When you decide that you want to buy a house, one of the first steps that you can take is to find a real estate agent.  But how do you find a good real estate agent?  Well, you can ask them several questions when you’re interviewing them to find out which real estate agent is...
Feb
14
2014
3 Questions to Ask Your Lender
Every major sales transaction requires a consultation and a home purchase is no exception. Stay in control of your mortgage by asking your lender the following questions: 1.       How long will this take? It looks harsh at first glance,...
Feb
07
2014
Mortgage Down Payments: Bigger is Better
Saving up a down payment of twenty percent is no easy feat.  In fact, most first time homebuyers opt for FHA loans, where the down payment requirement can be as low as 3.5%.  However, it’s always best to put down the largest down payment possible. Why?  Here are...
Feb
07
2014
What's in Store for the Federal Reserve?
On February 1, Janet L. Yellen took over as the leader of the Fed.  Yellen is the first woman to head up the Fed in its one hundred year history, so this clearly signifies a change in the attitude and goals for the upcoming year.  Yellen’s biggest goal is to redefine how the...
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