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Recent Articles

Jun
29
2016
Top Factors That Determine Loan Approval ( What You Want To Know Wednesdays )
The most important factor is debt-to-income (DTI,) which is calculated by taking the total house payment, all long term debt payments, and then expressing that sum as a percentage of the gross monthly income. For a conventional loan, 50% is the maximum value. Some loan programs may allow...
Jun
22
2016
10 Commandments When Applying For A Mortgage Loan ( What You Want To Know Wednesdays )
Thou shall not change jobs or become self-employed. Thou shall not buy a car, truck, or van unless you plan to live in it. Thou shall not use your credit cards or let your payments fall behind. Thou shall not spend the money you have saved for your down payment. Thou shall not buy furniture...
Jun
15
2016
Do's and Don'ts of Getting a Home Loan ( What You Want To Know Wednesdays )
Confirming that the loan you are acquiring is right for you can be an in depth process, to make sure there are no unnecessary hold ups keep the following tips in mind. Do’s: Document large deposits or withdrawals with receipts and bank statements ($300 or more.) Limit the number...
Jun
10
2016
Mountain West Financial Announces HomeStyle Energy Mortgage Program
Don’t let existing energy improvement debt keep you from refinancing your home! The HomeStyle Energy Mortgage Program allows you to pay off high-interest energy improvement debt, including Property  Assessed Clean Energy (PACE), Home Energy Renovation Opportunity...
Jun
09
2016
3 Great Reasons to Make Your Home Energy Efficient
It’s not just about lowering your monthly utility bill – there are many reasons, and many ways, to make your home more energy efficient. Sure, a lowered utility bill every month is a nice perk, but there’s more to energy-efficiency than that! We’ve collected 3...
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