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Recent Articles

May
04
2015
How to Get The Best Deal on a Mortgage
If you're looking for a mortgage, there are a few steps you can take to make sure you're receiving the best deal on a mortgage possible:  Get a Fixed Rate Mortgage. Even though adjustable rate mortgages can initially have lower mortgage rates, they can quickly increase according...
May
04
2015
Realtor TRID Training Coming Soon.....
Mountain West Financial will be presenting live training to realtors throughout the state of California. This training will be geared toward educating realtors about TRID, which is the TILA-RESPA Integrated Disclosures regulatory changes that are a result of the Dodd-Frank Act....
May
04
2015
CalPATH & PATH Loan Enhancements
Mountain West Financial’s exclusive CalPATH and PATH Home Loan Programs benefit those who serve the local communities by offering competitive rates paired with reduced fees for loan processing and underwriting, a free float down of the interest rate (taken within 30 days or...
May
04
2015
LinkedIn Etiquette: 20 Do's and Dont's
Are you looking to start or get more involved in LinkedIn for Business? Below is a list of 20 Do’s and Dont’s of LinkedIn Etiquette. In general, the golden rule of LinkedIn etiquette and social media marketing is to always provide undeniable value that speaks to the exact...
Apr
28
2015
How Long Does it Take To Get Approved For a Mortgage?
Congratulations, you're about to buy your first home!  The big question remains, though: how long does it take to get approved for a mortgage?  Here are some ways you can determine that: Shopping For Loans: 14 Days Before you commit to a mortgage, you are going to need to do a...
Apr
24
2015
Mountain West Financial Announces Matthew Keck As New Regional Vice President of Production
Mountain West Financial announced today that Matthew Keck has accepted the position of Regional Vice President of Production for the Orange County/Los Angeles area. Matthew brings over 14 years of mortgage banking and wholesale lending experience to his new position where he will be...
Apr
15
2015
Deed in Lieu of Foreclosure Explained
You may have heard the term, "Deed in Lieu of Foreclosure."  Essentially, a "deed in lieu of foreclosure" is when a borrower gives all of the property to a lender in an effort to avoid a foreclosure on a defaulted loan.  While this seems fairly drastic, this can help the borrowers...
Apr
14
2015
Mountain West Financial's House Hunter Program
Mountain West Financial offers an exclusive House Hunter Lock Program, a lock–in program designed to assist you during your borrower’s home shopping process. This protects against the volatile interest rate market while your borrower shops.   How it works: You...
Apr
14
2015
New 4000.1 FHA Guidelines Coming Soon....
Lenders have followed the 4155 for underwriting guidelines for years.  Effective on June 15, 2015, FHA will update their guidelines to the new 4000.1 which reflects all the changes for Origination through Endorsement, superseding the old 4155.  There are many...
Apr
14
2015
Utilize the 80:20 Principle to Make Your Real Estate Business Grow
The Real Estate Industry is so busy that it can seem impossible to focus on your goals and not get buried by all the emails and social media. Have you tried the 80:20 Principle? This solution means that 80 percent of your results come from 20 percent of your effort. Try these steps to organize...
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