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Recent Articles

Oct
14
2015
Make Halloween Part of your Holiday Fun
Start with these practical Halloween safety tips from the National Safety Council for a safe and fun Halloween. Choose bright colored costumes and fasten reflective tape to them for increased visibility. Use nontoxic makeup and test it in a small area first. Costumes, including...
Oct
14
2015
Don't Forget to Fall Back - November 1st
Don't forget to fall back on November 1st! In the meantime, here are some fun fall facts: Evergreen trees stay green all winter because their leaves are covered in a thick wax. Red and purple leaves are actually caused by the presence of sugars from sap that is trapped inside of the...
Oct
14
2015
Take Advantage of the Season
The beautiful colors and cooler temperatures of Fall set the perfect stage for home selling. Try out these tips to increase your business. Organize a plan. Even the most successful real estate agents can benefit from analyzing past data. It’s a good idea to make a spreadsheet of all...
Oct
14
2015
School Supply Drive
During the month of September, Mountain West Financial (in partnership with the Inland Empire chapter of United Way) hosted a School Tools Supply Drive. Now that school is back in session, our local teachers are able to assess the ability of each student’s family to supply the...
Oct
14
2015
TRID - Opportunity is on the Horizon
On October 3, 2015 the TILA-RESPA Integrated Disclosure (TRID) went into effect. It is commonly known as the “Know Before You Owe” rule. TRID is mandated by the Consumer Financial Protection Bureau (CFPB,) and is designed to ensure that all mortgage lenders’...
Oct
14
2015
The Teal Pumpkin Project
The Teal Pumpkin Project was started by Food Allergy Research & Education (FARE) in 2014. The Teal Pumpkin Project raises awareness of food allergies and promotes giving out little toys and non-food items for trick - or - treaters during the Halloween season. Glow bracelets,...
Oct
07
2015
Should I prepay my mortgage, or pay off my mortgage faster than planned?
Many people make extra payments on their mortgage each year, in an effort to prepay their mortgage, or to pay it off before the end of the anticipated loan term. Prepaying your mortgage can save you thousands of dollars, and even small payments now can quickly add up to dramatically...
Oct
05
2015
What Does TRID Mean For Realtors?
  On October 3, 2015, the TILA-RESPA Integrated Disclosure, or TRID, will go into effect. It is commonly known as the “Know Before You Owe” rule. TRID is designed to make sure all mortgage lenders’ disclosures are clear, correct, and easy for buyers to...
Sep
29
2015
3 Facts about FHA Loans, and Why They Might be Right for You!
Many people assume that they won’t qualify for a mortgage unless they have a minimum of 20% of the purchase price to put down in cash, have great credit, and have a lengthy and stable employment history. Although much of that is correct for conventional loans through private...
Sep
16
2015
Should You Get a No Money-Down Mortgage Loan?
During the start of what turned out to be the housing bubble, many people heard stories about “no money down” mortgages, and how they were what “everyone” was getting. Although they are not as well publicized today as they were ten years ago, there are still...
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