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Recent Articles

Dec
03
2015
CalPATH & PATH Home Loan Program
CALPATH/PATH is an exclusive Mountain West Financial Home Loan Program. It offers special rates to public employees. It is our way of saying “Thank You for your service.” It is currently available in 7 states; California (CALPATH), Arizona, Colorado, Nevada, Oregon,...
Dec
03
2015
Tis the Season to Create a Business Plan
As business calms down this is the perfect time to create a business plan for 2016. Business plans are essential for success. They are a tangible and comprehensive plan for meeting your goals. A business plan will give you the tools you need to compete in your market. It will also help you stay...
Dec
03
2015
6 Habits of Successful Real Estate Agents
Here are some habits that all successful agents have: They return calls and emails at lightening speed. These are the people that get a lead and don't let it go. They immediately make contact and they follow up. They are up on the latest technology. They are iPad toters and smartphone...
Dec
03
2015
How to Prevent Identity Theft
Every year people fall victim to identity theft. Use these 5 simple proven methods to protect yourself. Shred: Buy a cross-cut shredder and make sure you shred any documents containing personal information before you toss them in the dumpster. Lock: Be sure to password protect all of...
Dec
03
2015
Safety Tips for Driving at Night
Fall and Winter bring longer nights, therefore, here are some safety tips recommended for driving at night from the National Safety Council: Prepare your car for night driving: Clean headlights, taillights, signal lights, mirror faces and windows once a week. Windows should be...
Dec
02
2015
What is a Conventional Mortgage Loan?
When you look into the types of mortgage loans available on the market, you have either loans that are insured (or, backed) by the federal government, or those offered by private mortgage lenders such as banks, credit unions or other lending institutions.  Loan options that are...
Nov
25
2015
Jumbo Loans with Less than 20% Down
Jumbo loans, or nonconforming mortgages loan, most often require at least 20% down, as they pose more risk to the lender. While you can likely find a lender who will extend you a conventional mortgage with less than 20% down, especially if you qualify for a VA or FHA loan, jumbo loans with...
Nov
19
2015
What's the Best Option: Fixed Rate Mortgage or ARM?
If you’ve never shopped for a mortgage before, you might find the information and options overwhelming. You’ve got conventional fixed rate mortgages for various terms, government-backed or guaranteed mortgages like FHA, VA and USDA loans and adjustable rate...
Nov
11
2015
How to Boost Your 401(k) With a Cash-out Refinance
You know you need to think about, and plan for, retirement, but one possible source of retirement income that many people overlook is the cash equity you’ve built in your home. When the market drops, many of us worry about our 401(k) balances, while many experts tell us that...
Nov
06
2015
Thanksgiving Cheat Sheet
Planning Thanksgiving dinner can be stressful. Luckily, our friends at Today Home have come up with a step by step cheat sheet to make the day flawless. To view the detailed list, click here.   Two Weeks Before: Make your guest list. Decide your menu. Stock up on staples like...
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