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Recent Articles

Feb
15
2017
Reasons To Refinance (What You Want To Know Wednesdays)
A mortgage will generally be the most debt that you carry and have to manage. It is a good idea to give it a yearly check up. You can also take a look and see if refinancing would benefit you. Some reasons to refinance are: Mortgage rates drop – Mortgage rates are always changing. Lower...
Feb
15
2017
Borrowing Against 401(k) to Purchase a Home: Financial “Do”, or “Don’t”?
   Many first time homebuyers are ready to take on the expense and responsibility of homeownership but lack the significant down payment that is generally required as part of a mortgage loan, or that is required in order to avoid the additional purchase of private...
Feb
09
2017
How to Calculate Your Debt-to-Income Ratio
How Much Home Can You Afford?  When you apply for a mortgage, your prospective lender will check several factors, including calculating your debt-to-income ratio in order to determine the amount of mortgage to extend to you. You can get a jump start on the home buying process by...
Feb
08
2017
Credit Cards (What You Want To Know Wednesdays)
Excellent credit is a necessity in life. It is hard to find a mortgage, or an auto loan without established good credit. Credit cards can be both life saving, and burdensome. The key is knowing how and when to use your credit cards which can have several benefits. Most credit cards have perks....
Feb
07
2017
Mountain West Financial Executives Win National Award From Mortgage Professional America
Mountain West Financial is honored to announce that both Gary Martell, Jr., President and John F. Cady, SVP of Production have made Mortgage Professional America’s Hot 100 List. Mortgage Professional America honors 100 mortgage professionals who have made a difference in the...
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