Thank You To Our Veterans - VA Home Loan Program

According to the Department of Veteran’s Affairs, as of 2016, the projected active Veteran population was 21,681,000. There are several assistance programs for Veterans to offer our sincerest and eternal thanks for the sacrifice that they and their families have made to protect our freedom.  One of those phenomenal programs is the VA Home Loan Program.  Shockingly, only an estimated 2.5 million Veterans take advantage of the VA Home Loan Program! Mountain West Financial is exceptionally grateful for each and every one of our Veterans and has been offering VA loans since our opening in 1990.  Let our experience work for you!


What is the VA Home Loan Program?

A VA Loan offers qualified Veterans a federally guaranteed home loan, which can require little to no down payment. The federal backing of this loan program makes it easier for a veteran to get their home loan approved and it offers several benefits. Those benefits include:

  • Available to U.S. Military personnel who have served 181 days during peacetime, 90 days during war, or honorably discharged - full details about eligibility can be found here.

  • 100% financing with no down payment required (restrictions do apply.)

  • Available to a spouse of a serviceman either killed or missing in action.

  • Services available to Veterans in danger of defaulting on their loans.

  • Served after September 16, 1940.

  • Eligibility for VA Loans is not limited to first time homebuyers .

  • Can be combined with down payment assistance programs to reduce down payment and/or closing costs.

  • Available for single-family homes, condos, PUDs, & manufactured homes.

  • Available for both purchases and refinances.

  • No upfront of monthly mortgage insurance or PMI.

  • VA IRRRL ( Interest Rate Reduction Refinance Loan. )


A VA loan may end up not being the best choice for every Veteran, we are happy to explore all financing options and discuss what solutions fit both long and short-term goals. You helped fight to protect our dreams; let us help you achieve your dream of homeownership!