10 Commandments for your Client

You want your client’s home loan process to go by as smooth as possible. Make sure you have them follow these 10 commandments in order to avoid any delays.

1. Thou shall not change jobs or become self-employed.
2. Thou shall not buy a car, truck, or van unless you plan to live in it.
3. Thou shall not use your credit cards or let your payments fall behind.
4. Thou shall not spend the money you have saved for your down payment.
5. Thou shall not buy furniture before you buy your house.
6. Thou shall not originate any new inquiries on your credit report.
7. Thou shall not make any large deposits into your bank account.
8. Thou shall not change bank accounts.
9. Thou shall not co-sign for anyone.
10. Though shall not purchase ANYTHING until after the closing of the loan.

Click here to download the full list of 10 commandments. 

* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.